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Privacy  Policy 

Terms and Conditions

Welcome to 360 Buyers Agents Australia. These terms and conditions outline the rules and regulations for the use of our website.

By accessing this website, we assume you accept these terms and conditions. Do not continue to use 360 Buyers Agents Australia if you do not agree to take all of the terms and conditions stated on this page.

Introduction

These Terms and Conditions govern your use of our website. By using our site, you agree to comply with and be bound by these terms.

Intellectual Property Rights

Unless otherwise stated, 360 Buyers Agents  and/or its licensors own the intellectual property rights for all material on this website. All intellectual property rights are reserved. You may access this from 360 Buyers Agents Australia for your own personal use, subject to restrictions set in these terms and conditions.

Use of Website

You must not:

  • Republish material from our website

  • Sell, rent, or sub-license material from our website

  • Reproduce, duplicate, or copy material from our website

  • Redistribute content from our website, unless content is specifically made for redistribution

Acceptable Use

You must not use our website in any way that causes, or may cause, damage to the website or impairment of the availability or accessibility of the website. You must not use our website in any way which is unlawful, illegal, fraudulent, or harmful, or in connection with any unlawful, illegal, fraudulent, or harmful purpose or activity.

Limitations of Liability

360 Buyers Agents will not be liable for any consequential, incidental, indirect, exemplary, punitive, or special damages of any kind, however caused, including loss of profits, revenue, data, or use, incurred by you, whether under theory of contract, tort (including negligence), warranty, or otherwise, even if 360 Buyers Agents has been advised of the possibility of such damages.

Accuracy of Information

We aim to ensure that the information on this website is complete, accurate, and current. However, we do not warrant the completeness, accuracy, or currency of the information on this website. Your use of the information on this website is at your own risk.

7. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by 360 Buyers Agents Australia. 360 Buyers Agents has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that 360 Buyers Agents  shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such websites or services.

Collection of Data

By using our website, you consent to the collection, use, and storage of your data in accordance with Australian law, specifically the Privacy Act 1988 (Cth). We collect personal information to provide and improve our services. This may include, but is not limited to, your name, contact details, and browsing behavior. 

The security of your data is important to us. We strive to use commercially acceptable means to protect your personal data but remember that no method of transmission over the internet, or method of electronic storage, is 100% secure. While we aim to protect your personal information, we cannot guarantee its absolute security.

Using your information for marketing our products and services

We may use or disclose your personal information to let you know about other products or services we or a third party makes available and that may be of interest to you.

We will always give you the option to opt out from receiving marketing offers. You can notify us at any time if you no longer wish to receive direct marketing offers from us, and we will process your request as soon as possible.

With your consent, we may disclose your personal information to third parties for the purpose of connecting you with other businesses or customers. You can request us not to do this at any time.

We do not sell your personal information to any organisation.

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Sharing with third parties
We may share your information with third parties in relation to the services we provide to you, and those third parties may include:

(a) the mortgage aggregator through whom we may submit loan or lease applications to lenders;

(b) the Australian Credit Licence holder that authorises us to engage in credit activities;

(c) lenders, lender’s mortgage insurers, and other loan or leaseintermediaries;

(d) real estate agents marketing properties for sale;
(e) individuals and organisations that referred your business to us; (f) valuers;

(g) organisations, like fraud reporting agencies, that may identify, investigate and/or prevent fraud, suspected fraud, crimes, suspected crimes, or other misconduct;

(h) government or regulatory bodies (including ASIC and the Australian Taxation Office) as required or authorised by law. In some instances, these bodies may share the information with relevant foreign authorities;

  1. (i)  guarantors and prospective guarantors of your loan;

  2. (j)  service providers, agents, contractors and advisers that assist us to conduct our business for purposes including, without limitation, storing or analysing information;

(k) any organisation that wishes to take an interest in our business or assets; and

(l) any third party to which you consent to us sharing your information.

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Termination

We may terminate or suspend access to our website immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Australia, and you irrevocably submit to the exclusive jurisdiction of the courts in that location.

Changes to These Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. What constitutes a material change will be determined at our sole discretion. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes to these Terms constitutes acceptance of those changes.

Contact Us

If you have any questions about these Terms, please contact us at [Insert Contact Information].

By using our website, you signify your acceptance of these terms and conditions. If you do not agree to these terms, please do not use our site.

Please replace placeholders like [Insert Date], [Insert Website URL], and [Insert Contact Information] with your actual details before using this document.

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